Skip to content
AussieLedger
10 guides

Scams, safety & emergencies

Recognising and reporting scams, identity theft, bushfire and flood preparation, and the numbers that matter in an emergency.

How to prepare for and recover from a floodFlooding runs on a different clock from fire. This covers checking your address for flood risk, reading the warnings, the 132 500 …16 minverified 2026-08-06
How to get drought, flood and bushfire help on a farmFarm assistance runs in three separate layers — household income support, concessional business finance, and disaster relief that …12 minverified 2026-08-05
How to get help after a natural disasterCommonwealth payments, state grants and your insurance claim are three separate systems with three separate applications. This cov…12 minverified 2026-08-04
How to get help with family violenceFree, confidential help exists in every state, and so do protection orders, emergency payments, paid leave and visa protections. H…13 minverified 2026-08-05
How to get your money back after a scam paymentRecovery turns on one question: was the payment unauthorised, mistaken, or one you were tricked into authorising? Each carries dif…17 minverified 2026-08-06
How to prepare for a bushfireThe decision that saves lives is made in winter, not on the day. This covers writing a survival plan, understanding the fire dange…8 minverified 2026-07-30
How to report a scam in Australia — and try to get your money backThe first hour matters more than everything that follows. This is the correct order: bank first, then ReportCyber, then Scamwatch,…8 minverified 2026-07-30
What to do if your phone is lost or stolenOrdered by what actually costs you money, not by what feels urgent. Lock before you wipe, get the handset blocked on every Austral…17 minverified 2026-08-06
What to do if your tax refund is stolenA return lodged in your name, or a refund paid into an account that is not yours. This is the ATO repair sequence — the Client Ide…16 minverified 2026-08-06
What to do if your identity is stolenIdentity theft is not one problem but a cascade of them, and the order of response matters. This is the sequence: credit bans firs…8 minverified 2026-07-30
Other topicsArriving & settling inGovernment services & IDMoney, tax & superWork & employmentHousing & rentingDriving & transportHealth & MedicareBills & utilitiesEducation & studyConsumer rights & complaintsTravel & things to do