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10 guides

Health & Medicare

Enrolling in Medicare, finding a bulk-billing GP, the PBS, private health insurance, ambulance cover and mental health plans.

How to apply for the NDISAccess turns on evidence of permanent impairment and reduced functional capacity, not on a diagnosis. This covers the access requi…12 minverified 2026-08-04
How to complain about a doctor or hospitalAustralia runs two complaint systems at once: Ahpra regulates the practitioner's registration, while your state or territory commi…14 minverified 2026-08-06
How to enrol in MedicareMedicare covers most essential health care for Australian citizens, permanent residents and some visa holders. This explains who q…8 minverified 2026-07-30
How to find a bulk-billing doctorBulk billing means the doctor accepts the Medicare benefit as full payment and you pay nothing. Rates have fallen and vary sharply…6 minverified 2026-07-30
How to get a mental health care planA GP mental health treatment plan unlocks Medicare rebates for sessions with a psychologist or similar professional. This covers b…11 minverified 2026-08-04
How to get aged care support in AustraliaEverything starts with a My Aged Care assessment, and the waiting list is the part nobody plans for. This covers the assessment, h…12 minverified 2026-08-05
How to switch private health insurance fundsPortability means you do not re-serve waiting periods you have already completed when you switch to equivalent cover. This covers …12 minverified 2026-08-04
Private health insurance — do you actually need it?Two tax rules push Australians into private cover: the Medicare Levy Surcharge for higher earners without hospital cover, and Life…8 minverified 2026-07-30
Public vs private hospital: what actually changesGoing private is not the same as going faster, and going public is not the same as going free. This explains what changes between …12 minverified 2026-08-05
What to do about an unexpected medical billA bill arrives weeks after the procedure, from a doctor you may never have met. This explains where the number comes from, how to …16 minverified 2026-08-06
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